Project scope

One Target, With Its Boundaries Drawn

PayMoney is designed for fixed per-offer crypto-to-fiat settlement over admitted immutable rail templates. The Architecture of Record develops USDC-to-PLN over Polish instant rails as its concrete profile, while FiatOfferV1 itself commits the asset and fiat currency per offer. These pages separate that target from adjacent ideas the protocol does not claim to solve: pricing, foreign exchange, invoicing, correspondent banking, custody, and enterprise workflow automation.

The examples explain architecture and scope. They are not customer stories, availability claims, or evidence that a rail template has passed production admission.

• Worked Profile — USDC to Złoty

  One concrete asset, currency, and rail profile for the asset-neutral offer kind.

• Asset, Currency, and Rail Admission

  Neutral offer fields do not turn every asset, currency, or bank flow into a supported one.

• A Settlement Proof Is Not an Invoice

  Cryptographic settlement does not replace invoicing, tax, or accounting obligations.

• Not a Cross-Border Payment Network

  Asset-neutral offers do not turn PayMoney into a cross-border foreign-exchange network.

• A Settlement Primitive, Not Workflow Software

  Typed private settlement can compose with other systems without becoming those systems.